This Privacy Policy governs the manner in which fundlab.io (the “Company”) collects, uses, maintains and discloses information collected from users of this Web site (the “Users”). Privacy Users privacy is very important to fundlab.io. fundlab.io is committed to safeguarding the information Users entrust to fundlab.io. This Web site is not directed at individuals under 18 years of age. The Information We Collect fundlab.io may collect nonpublic personal information from Users in a variety of ways, including online forms for ordering products and services, and other instances where Users are invited to volunteer such information. The type of information we collect from consumers includes, but is not limited to: First Name, Last Name, Street Address, City, State, Zip Code, Best Time To Call, Daytime Phone, Evening Phone, and Email Address. fundlab.io may also collect information about how Users use our Website, for example, by tracking the number of unique views received by the pages of the Web site or the domains from which Users originate. We may use “cookies” to track how Users use our Website. A cookie is a piece of software that a Web server can store on the Users’ PC and use to identify the Users should they visit the Web site again. While not all of the information that we collect from Users is nonpublic personal information, it may be associated with nonpublic personal information that Users provide us through our Website. How We Use Information fundlab.io collects nonpublic personal information from its Users in order to match Users with lenders and brokers. By clicking the “Submit Form” button on the application, Users consent to the disclosure of their nonpublic personal information to these lenders and brokers. The lenders and brokers may contact you directly via phone, email or direct mail after they receive your nonpublic personal information. fundlab.io may also use information collected through our website for research regarding the effectiveness of the web site and Company’s marketing and advertising efforts. Disclosure of Information to Nonaffiliated Third Parties fundlab.io may disclose nonpublic personal information about you to other market participants that provide goods and services. These nonaffiliated third parties may include, but are not limited to (i) financial service providers such as lenders or brokers outside of our network of lenders and brokers and insurance companies and (ii) non-financial companies such as retailers and direct marketers. fundlab.io may also disclose aggregate, anonymous data to investors and potential partners based on information collected from Users. Users may opt out of the Company’s disclosure to nonaffiliated third parties by following the instructions in the opt out section of this privacy policy. We may also disclose nonpublic personal information about you as permitted by law. Consent to Receive Privacy Notice and Opt Out Notice Via this Web Site By acknowledging receipt of this privacy notice, you the customer also consent to receive your annual notice of the privacy policy, as required by FTC regulation, via this web site. By acknowledging receipt of this privacy notice, you the customer also consent to receive your opt out notice and opportunity to opt out, as required by FTC regulation, via this web site. Maintenance of Information & Security Information about Users that is maintained on our systems is protected using industry standard security measures that includes but is not limited to security measures in place to protect the loss, misuse and alteration of the information under our control. All data is protected using the most advanced methods available. We do not store financial information, credit card numbers or personal information like social security numbers on this Web site. However, due to the nature of the Internet, computer networks, systems and other factors, we cannot guarantee that the information submitted to, maintained on, or transmitted from our systems will be completely secure. Use of IP Addresses An IP (Internet Protocol) address is a number that is assigned to your computer when you use the Internet. Your IP address does not contain any nonpublic personal information about you. fundlab.io collects IP addresses for the purposes of system administration, to report aggregate information to our advertisers, and to ensure the validity of customer requests. Unsubscribe If you would like to unsubscribe and opt out, please (send email to [email protected]).